Moving from Austin to Louisville?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Austin lifestyle in Louisville, you'd need to earn:
$74,811/year
▼ $189 less than you make now
| Category | Austin | Louisville |
|---|---|---|
| Salary | $75,000 | $74,811 |
| Federal Income Tax | -$8,114 | -$8,072 |
| Social Security | -$4,650 | -$4,638 |
| Medicare | -$1,088 | -$1,085 |
| State Tax | -$0 | -$2,992 |
| Take-Home Pay | $61,149 | $58,023 |
Why the difference
- Cost of living is -5.1% in Louisville
- Housing is -34.7% in Louisville
- At the same $75,000 salary, you'd pay $3,000/year in taxes in Louisville
Estimated Moving Costs
Distance: ~878 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Austin to Louisville
| Your Austin Salary | Louisville Equivalent | Difference | Louisville Take-Home |
|---|---|---|---|
| $40,000 | $39,818 | -$182 | $32,440 |
| $50,000 | $49,808 | -$192 | $40,067 |
| $60,000 | $59,796 | -$204 | $47,693 |
| $75,000 | $74,811 | -$189 | $58,023 |
| $100,000 | $99,932 | -$68 | $74,691 |
| $150,000 | $150,296 | +$296 | $107,468 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Austin and Louisville Compare
Housing (35% cheaper in Louisville)
The average 1-bedroom apartment in Louisville rents for $1,050/month compared to $1,549/month in Austin. Median home prices: $280,000 in Louisville vs $400,000 in Austin.
Taxes
Texas has no state income tax. Kentucky has a flat 4.0% state income tax. On a $75,000 salary, moving to Louisville would cost you about $3,000/year in taxes alone.
Overall Cost of Living
Louisville's overall cost of living is 5.1% lower than Austin, based on the BEA Regional Price Parity index (where 100 = national average).Austin: 98.1, Louisville: 93.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Austin to Louisville move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Louisville
Average 1BR rent in Louisville: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →