Moving from Baltimore to Philadelphia?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Baltimore lifestyle in Philadelphia, you'd need to earn:
$71,640/year
▼ $3,360 less than you make now
| Category | Baltimore | Philadelphia |
|---|---|---|
| Salary | $75,000 | $71,640 |
| Federal Income Tax | -$8,114 | -$7,375 |
| Social Security | -$4,650 | -$4,442 |
| Medicare | -$1,088 | -$1,039 |
| State Tax | -$3,510 | -$2,199 |
| Take-Home Pay | $57,639 | $56,585 |
Why the difference
- Cost of living is -1.8% in Philadelphia
- Housing is -4.3% in Philadelphia
- At the same $75,000 salary, you'd save $1,208/year in taxes in Philadelphia
Estimated Moving Costs
Distance: ~90 miles
DIY Truck
$800
Container
$1,650
Full-Service
$2,500
Salary Equivalents: Baltimore to Philadelphia
| Your Baltimore Salary | Philadelphia Equivalent | Difference | Philadelphia Take-Home |
|---|---|---|---|
| $40,000 | $38,443 | -$1,557 | $31,747 |
| $50,000 | $48,073 | -$1,927 | $39,189 |
| $60,000 | $57,643 | -$2,357 | $46,585 |
| $75,000 | $71,640 | -$3,360 | $56,585 |
| $100,000 | $95,566 | -$4,434 | $72,683 |
| $150,000 | $142,999 | -$7,001 | $104,103 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Baltimore and Philadelphia Compare
Housing (4% cheaper in Philadelphia)
The average 1-bedroom apartment in Philadelphia rents for $1,400/month compared to $1,250/month in Baltimore. Median home prices: $400,000 in Philadelphia vs $367,000 in Baltimore.
Taxes
Maryland has a progressive state income tax from 2.0% to 6.5%. Pennsylvania has a flat 3.1% state income tax. On a $75,000 salary, moving to Philadelphia would save you about $1,208/year in taxes alone.
Overall Cost of Living
Philadelphia's overall cost of living is 1.8% lower than Baltimore, based on the BEA Regional Price Parity index (where 100 = national average).Baltimore: 104.5, Philadelphia: 102.6.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Baltimore to Philadelphia move. Average cost: $800–$2,500.
Compare Moving Quotes →Find Apartments in Philadelphia
Average 1BR rent in Philadelphia: $1,400/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →