Moving from Boston to Baltimore?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Boston lifestyle in Baltimore, you'd need to earn:
$71,580/year
▼ $3,420 less than you make now
| Category | Boston | Baltimore |
|---|---|---|
| Salary | $75,000 | $71,580 |
| Federal Income Tax | -$8,114 | -$7,362 |
| Social Security | -$4,650 | -$4,438 |
| Medicare | -$1,088 | -$1,038 |
| State Tax | -$3,750 | -$3,348 |
| Take-Home Pay | $57,399 | $55,395 |
Why the difference
- Cost of living is -3.5% in Baltimore
- Housing is -20.4% in Baltimore
- At the same $75,000 salary, you'd save $240/year in taxes in Baltimore
Estimated Moving Costs
Distance: ~359 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Boston to Baltimore
| Your Boston Salary | Baltimore Equivalent | Difference | Baltimore Take-Home |
|---|---|---|---|
| $40,000 | $38,323 | -$1,677 | $31,063 |
| $50,000 | $47,954 | -$2,046 | $38,344 |
| $60,000 | $57,524 | -$2,476 | $45,579 |
| $75,000 | $71,580 | -$3,420 | $55,395 |
| $100,000 | $95,626 | -$4,374 | $71,169 |
| $150,000 | $143,776 | -$6,224 | $102,091 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Boston and Baltimore Compare
Housing (20% cheaper in Baltimore)
The average 1-bedroom apartment in Baltimore rents for $1,250/month compared to $2,950/month in Boston. Median home prices: $367,000 in Baltimore vs $825,000 in Boston.
Taxes
Massachusetts has a progressive state income tax from 5.0% to 9.0%. Maryland has a progressive state income tax from 2.0% to 6.5%. On a $75,000 salary, moving to Baltimore would save you about $240/year in taxes alone.
Overall Cost of Living
Baltimore's overall cost of living is 3.5% lower than Boston, based on the BEA Regional Price Parity index (where 100 = national average).Boston: 108.3, Baltimore: 104.5.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Boston to Baltimore move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Baltimore
Average 1BR rent in Baltimore: $1,250/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →