Moving from Kansas City to Memphis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Kansas City lifestyle in Memphis, you'd need to earn:
$69,905/year
▼ $5,095 less than you make now
| Category | Kansas City | Memphis |
|---|---|---|
| Salary | $75,000 | $69,905 |
| Federal Income Tax | -$8,114 | -$6,993 |
| Social Security | -$4,650 | -$4,334 |
| Medicare | -$1,088 | -$1,014 |
| State Tax | -$3,349 | -$0 |
| Take-Home Pay | $57,799 | $57,564 |
Why the difference
- Cost of living is -0.4% in Memphis
- Housing is -7.9% in Memphis
- At the same $75,000 salary, you'd save $3,349/year in taxes in Memphis
Estimated Moving Costs
Distance: ~370 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Kansas City to Memphis
| Your Kansas City Salary | Memphis Equivalent | Difference | Memphis Take-Home |
|---|---|---|---|
| $40,000 | $37,725 | -$2,275 | $32,351 |
| $50,000 | $47,116 | -$2,884 | $39,896 |
| $60,000 | $56,447 | -$3,553 | $47,394 |
| $75,000 | $69,905 | -$5,095 | $57,564 |
| $100,000 | $93,173 | -$6,827 | $73,933 |
| $150,000 | $139,350 | -$10,650 | $105,999 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Kansas City and Memphis Compare
Housing (8% cheaper in Memphis)
The average 1-bedroom apartment in Memphis rents for $950/month compared to $1,150/month in Kansas City. Median home prices: $236,000 in Memphis vs $300,000 in Kansas City.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Tennessee has no state income tax. On a $75,000 salary, moving to Memphis would save you about $3,349/year in taxes alone.
Overall Cost of Living
Memphis's overall cost of living is 0.4% lower than Kansas City, based on the BEA Regional Price Parity index (where 100 = national average).Kansas City: 92.5, Memphis: 92.2.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Kansas City to Memphis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Memphis
Average 1BR rent in Memphis: $950/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →