Moving from Louisville to Cincinnati?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Louisville lifestyle in Cincinnati, you'd need to earn:
$74,691/year
▼ $309 less than you make now
| Category | Louisville | Cincinnati |
|---|---|---|
| Salary | $75,000 | $74,691 |
| Federal Income Tax | -$8,114 | -$8,046 |
| Social Security | -$4,650 | -$4,631 |
| Medicare | -$1,088 | -$1,083 |
| State Tax | -$3,000 | -$1,338 |
| Take-Home Pay | $58,149 | $59,593 |
Why the difference
- Cost of living is +2.5% in Cincinnati
- Housing is +11.5% in Cincinnati
- At the same $75,000 salary, you'd save $1,654/year in taxes in Cincinnati
Estimated Moving Costs
Distance: ~89 miles
DIY Truck
$800
Container
$1,650
Full-Service
$2,500
Salary Equivalents: Louisville to Cincinnati
| Your Louisville Salary | Cincinnati Equivalent | Difference | Cincinnati Take-Home |
|---|---|---|---|
| $40,000 | $39,459 | -$541 | $33,375 |
| $50,000 | $49,569 | -$431 | $41,220 |
| $60,000 | $59,617 | -$383 | $49,018 |
| $75,000 | $74,691 | -$309 | $59,593 |
| $100,000 | $99,812 | -$188 | $76,575 |
| $150,000 | $150,655 | +$655 | $109,919 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Louisville and Cincinnati Compare
Housing (11% more expensive in Cincinnati)
The average 1-bedroom apartment in Cincinnati rents for $1,080/month compared to $1,050/month in Louisville. Median home prices: $260,000 in Cincinnati vs $280,000 in Louisville.
Taxes
Kentucky has a flat 4.0% state income tax. Ohio has a progressive state income tax from 0.0% to 3.5%. On a $75,000 salary, moving to Cincinnati would save you about $1,654/year in taxes alone.
Overall Cost of Living
Cincinnati's overall cost of living is 2.5% higher than Louisville, based on the BEA Regional Price Parity index (where 100 = national average).Louisville: 93.1, Cincinnati: 95.4.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Louisville to Cincinnati move. Average cost: $800–$2,500.
Compare Moving Quotes →Find Apartments in Cincinnati
Average 1BR rent in Cincinnati: $1,080/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →