Moving from Memphis to Phoenix?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Memphis lifestyle in Phoenix, you'd need to earn:
$88,627/year
▲ $13,627 more than you make now
| Category | Memphis | Phoenix |
|---|---|---|
| Salary | $75,000 | $88,627 |
| Federal Income Tax | -$8,114 | -$11,112 |
| Social Security | -$4,650 | -$5,495 |
| Medicare | -$1,088 | -$1,285 |
| State Tax | -$0 | -$2,216 |
| Take-Home Pay | $61,149 | $68,519 |
Why the difference
- Cost of living is +12.1% in Phoenix
- Housing is +51.9% in Phoenix
- At the same $75,000 salary, you'd pay $1,875/year in taxes in Phoenix
Estimated Moving Costs
Distance: ~1,260 miles
DIY Truck
$4,000
Container
$6,500
Full-Service
$9,000
Salary Equivalents: Memphis to Phoenix
| Your Memphis Salary | Phoenix Equivalent | Difference | Phoenix Take-Home |
|---|---|---|---|
| $40,000 | $46,578 | +$6,578 | $38,299 |
| $50,000 | $58,122 | +$8,122 | $47,286 |
| $60,000 | $70,623 | +$10,623 | $56,304 |
| $75,000 | $88,627 | +$13,627 | $68,519 |
| $100,000 | $117,697 | +$17,697 | $88,243 |
| $150,000 | $176,435 | +$26,435 | $126,956 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Memphis and Phoenix Compare
Housing (52% more expensive in Phoenix)
The average 1-bedroom apartment in Phoenix rents for $1,195/month compared to $950/month in Memphis. Median home prices: $460,000 in Phoenix vs $236,000 in Memphis.
Taxes
Tennessee has no state income tax. Arizona has a flat 2.5% state income tax. On a $75,000 salary, moving to Phoenix would cost you about $1,875/year in taxes alone.
Overall Cost of Living
Phoenix's overall cost of living is 12.1% higher than Memphis, based on the BEA Regional Price Parity index (where 100 = national average).Memphis: 92.2, Phoenix: 103.3.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Memphis to Phoenix move. Average cost: $4,000–$9,000.
Compare Moving Quotes →Find Apartments in Phoenix
Average 1BR rent in Phoenix: $1,195/month. Browse available listings.
Search Apartments →High-Yield Savings
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