Moving from Nashville to Louisville?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Nashville lifestyle in Louisville, you'd need to earn:
$76,426/year
▲ $1,426 more than you make now
| Category | Nashville | Louisville |
|---|---|---|
| Salary | $75,000 | $76,426 |
| Federal Income Tax | -$8,114 | -$8,428 |
| Social Security | -$4,650 | -$4,738 |
| Medicare | -$1,088 | -$1,108 |
| State Tax | -$0 | -$3,057 |
| Take-Home Pay | $61,149 | $59,095 |
Why the difference
- Cost of living is -3.4% in Louisville
- Housing is -24.9% in Louisville
- At the same $75,000 salary, you'd pay $3,000/year in taxes in Louisville
Estimated Moving Costs
Distance: ~155 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Nashville to Louisville
| Your Nashville Salary | Louisville Equivalent | Difference | Louisville Take-Home |
|---|---|---|---|
| $40,000 | $40,596 | +$596 | $33,034 |
| $50,000 | $50,765 | +$765 | $40,798 |
| $60,000 | $60,933 | +$933 | $48,561 |
| $75,000 | $76,426 | +$1,426 | $59,095 |
| $100,000 | $102,025 | +$2,025 | $76,080 |
| $150,000 | $153,346 | +$3,346 | $109,431 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Nashville and Louisville Compare
Housing (25% cheaper in Louisville)
The average 1-bedroom apartment in Louisville rents for $1,050/month compared to $1,500/month in Nashville. Median home prices: $280,000 in Louisville vs $460,000 in Nashville.
Taxes
Tennessee has no state income tax. Kentucky has a flat 4.0% state income tax. On a $75,000 salary, moving to Louisville would cost you about $3,000/year in taxes alone.
Overall Cost of Living
Louisville's overall cost of living is 3.4% lower than Nashville, based on the BEA Regional Price Parity index (where 100 = national average).Nashville: 96.3, Louisville: 93.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Nashville to Louisville move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Louisville
Average 1BR rent in Louisville: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →