Moving from New York City to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your New York City lifestyle in St. Louis, you'd need to earn:
$60,933/year
▼ $14,067 less than you make now
| Category | New York City | St. Louis |
|---|---|---|
| Salary | $75,000 | $60,933 |
| Federal Income Tax | -$8,114 | -$5,273 |
| Social Security | -$4,650 | -$3,778 |
| Medicare | -$1,088 | -$884 |
| State Tax | -$3,960 | -$2,688 |
| Take-Home Pay | $57,189 | $48,310 |
Why the difference
- Cost of living is -15.6% in St. Louis
- Housing is -46.8% in St. Louis
- At the same $75,000 salary, you'd save $611/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~872 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: New York City to St. Louis
| Your New York City Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $32,940 | -$7,060 | $27,134 |
| $50,000 | $41,314 | -$8,686 | $33,468 |
| $60,000 | $49,689 | -$10,311 | $39,804 |
| $75,000 | $60,933 | -$14,067 | $48,310 |
| $100,000 | $81,271 | -$18,729 | $61,916 |
| $150,000 | $121,944 | -$28,056 | $88,546 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How New York City and St. Louis Compare
Housing (47% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $4,430/month in New York City. Median home prices: $235,000 in St. Louis vs $750,000 in New York City.
Taxes
New York has a progressive state income tax from 4.0% to 10.9%. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would save you about $611/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 15.6% lower than New York City, based on the BEA Regional Price Parity index (where 100 = national average).New York City: 112.6, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your New York City to St. Louis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →