Moving from Phoenix to Indianapolis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Phoenix lifestyle in Indianapolis, you'd need to earn:
$69,068/year
▼ $5,932 less than you make now
| Category | Phoenix | Indianapolis |
|---|---|---|
| Salary | $75,000 | $69,068 |
| Federal Income Tax | -$8,114 | -$6,809 |
| Social Security | -$4,650 | -$4,282 |
| Medicare | -$1,088 | -$1,001 |
| State Tax | -$1,875 | -$2,072 |
| Take-Home Pay | $59,274 | $54,903 |
Why the difference
- Cost of living is -7.4% in Indianapolis
- Housing is -26.7% in Indianapolis
- At the same $75,000 salary, you'd pay $375/year in taxes in Indianapolis
Estimated Moving Costs
Distance: ~1,496 miles
DIY Truck
$4,000
Container
$6,500
Full-Service
$9,000
Salary Equivalents: Phoenix to Indianapolis
| Your Phoenix Salary | Indianapolis Equivalent | Difference | Indianapolis Take-Home |
|---|---|---|---|
| $40,000 | $37,127 | -$2,873 | $30,756 |
| $50,000 | $46,398 | -$3,602 | $37,927 |
| $60,000 | $55,729 | -$4,271 | $45,145 |
| $75,000 | $69,068 | -$5,932 | $54,903 |
| $100,000 | $92,395 | -$7,605 | $70,614 |
| $150,000 | $138,812 | -$11,188 | $101,467 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Phoenix and Indianapolis Compare
Housing (27% cheaper in Indianapolis)
The average 1-bedroom apartment in Indianapolis rents for $1,020/month compared to $1,195/month in Phoenix. Median home prices: $224,000 in Indianapolis vs $460,000 in Phoenix.
Taxes
Arizona has a flat 2.5% state income tax. Indiana has a flat 3.0% state income tax. On a $75,000 salary, moving to Indianapolis would cost you about $375/year in taxes alone.
Overall Cost of Living
Indianapolis's overall cost of living is 7.4% lower than Phoenix, based on the BEA Regional Price Parity index (where 100 = national average).Phoenix: 103.3, Indianapolis: 95.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Phoenix to Indianapolis move. Average cost: $4,000–$9,000.
Compare Moving Quotes →Find Apartments in Indianapolis
Average 1BR rent in Indianapolis: $1,020/month. Browse available listings.
Search Apartments →High-Yield Savings
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