Moving from San Francisco to Austin?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your San Francisco lifestyle in Austin, you'd need to earn:
$58,302/year
▼ $16,698 less than you make now
| Category | San Francisco | Austin |
|---|---|---|
| Salary | $75,000 | $58,302 |
| Federal Income Tax | -$8,114 | -$4,958 |
| Social Security | -$4,650 | -$3,615 |
| Medicare | -$1,088 | -$845 |
| State Tax | -$3,517 | -$0 |
| Take-Home Pay | $57,631 | $48,884 |
Why the difference
- Cost of living is -15.1% in Austin
- Housing is -38.2% in Austin
- At the same $75,000 salary, you'd save $3,517/year in taxes in Austin
Estimated Moving Costs
Distance: ~1,500 miles
DIY Truck
$4,000
Container
$6,500
Full-Service
$9,000
Salary Equivalents: San Francisco to Austin
| Your San Francisco Salary | Austin Equivalent | Difference | Austin Take-Home |
|---|---|---|---|
| $40,000 | $32,521 | -$7,479 | $28,169 |
| $50,000 | $40,357 | -$9,643 | $34,465 |
| $60,000 | $48,133 | -$11,867 | $40,713 |
| $75,000 | $58,302 | -$16,698 | $48,884 |
| $100,000 | $76,007 | -$23,993 | $61,857 |
| $150,000 | $112,075 | -$37,925 | $87,231 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How San Francisco and Austin Compare
Housing (38% cheaper in Austin)
The average 1-bedroom apartment in Austin rents for $1,549/month compared to $3,657/month in San Francisco. Median home prices: $400,000 in Austin vs $1,181,000 in San Francisco.
Taxes
California has a progressive state income tax from 1.0% to 13.3%. Texas has no state income tax. On a $75,000 salary, moving to Austin would save you about $3,517/year in taxes alone.
Overall Cost of Living
Austin's overall cost of living is 15.1% lower than San Francisco, based on the BEA Regional Price Parity index (where 100 = national average).San Francisco: 115.6, Austin: 98.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your San Francisco to Austin move. Average cost: $4,000–$9,000.
Compare Moving Quotes →Find Apartments in Austin
Average 1BR rent in Austin: $1,549/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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