Moving from San Francisco to San Jose?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your San Francisco lifestyle in San Jose, you'd need to earn:
$70,743/year
▼ $4,257 less than you make now
| Category | San Francisco | San Jose |
|---|---|---|
| Salary | $75,000 | $70,743 |
| Federal Income Tax | -$8,114 | -$7,177 |
| Social Security | -$4,650 | -$4,386 |
| Medicare | -$1,088 | -$1,026 |
| State Tax | -$3,517 | -$3,121 |
| Take-Home Pay | $57,631 | $55,032 |
Why the difference
- Cost of living is -4.5% in San Jose
- Housing is +8.8% in San Jose
Estimated Moving Costs
Distance: ~42 miles
DIY Truck
$800
Container
$1,650
Full-Service
$2,500
Salary Equivalents: San Francisco to San Jose
| Your San Francisco Salary | San Jose Equivalent | Difference | San Jose Take-Home |
|---|---|---|---|
| $40,000 | $38,024 | -$1,976 | $31,687 |
| $50,000 | $47,535 | -$2,465 | $38,803 |
| $60,000 | $57,045 | -$2,955 | $45,850 |
| $75,000 | $70,743 | -$4,257 | $55,032 |
| $100,000 | $94,609 | -$5,391 | $69,602 |
| $150,000 | $142,161 | -$7,839 | $98,157 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How San Francisco and San Jose Compare
Housing (9% more expensive in San Jose)
The average 1-bedroom apartment in San Jose rents for $2,559/month compared to $3,657/month in San Francisco. Median home prices: $1,626,000 in San Jose vs $1,181,000 in San Francisco.
Taxes
California has a progressive state income tax from 1.0% to 13.3%. California has a progressive state income tax from 1.0% to 13.3%.
Overall Cost of Living
San Jose's overall cost of living is 4.5% lower than San Francisco, based on the BEA Regional Price Parity index (where 100 = national average).San Francisco: 115.6, San Jose: 110.4.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your San Francisco to San Jose move. Average cost: $800–$2,500.
Compare Moving Quotes →Find Apartments in San Jose
Average 1BR rent in San Jose: $2,559/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →