Moving from St. Louis to Cincinnati?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Cincinnati, you'd need to earn:
$72,298/year
▼ $2,702 less than you make now
| Category | St. Louis | Cincinnati |
|---|---|---|
| Salary | $75,000 | $72,298 |
| Federal Income Tax | -$8,114 | -$7,520 |
| Social Security | -$4,650 | -$4,482 |
| Medicare | -$1,088 | -$1,048 |
| State Tax | -$3,349 | -$1,272 |
| Take-Home Pay | $57,799 | $57,976 |
Why the difference
- Cost of living is +0.3% in Cincinnati
- Housing is +10.9% in Cincinnati
- At the same $75,000 salary, you'd save $2,003/year in taxes in Cincinnati
Estimated Moving Costs
Distance: ~308 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: St. Louis to Cincinnati
| Your St. Louis Salary | Cincinnati Equivalent | Difference | Cincinnati Take-Home |
|---|---|---|---|
| $40,000 | $38,443 | -$1,557 | $32,587 |
| $50,000 | $48,193 | -$1,807 | $40,153 |
| $60,000 | $58,002 | -$1,998 | $47,764 |
| $75,000 | $72,298 | -$2,702 | $57,976 |
| $100,000 | $96,642 | -$3,358 | $74,432 |
| $150,000 | $145,750 | -$4,250 | $106,738 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Cincinnati Compare
Housing (11% more expensive in Cincinnati)
The average 1-bedroom apartment in Cincinnati rents for $1,080/month compared to $990/month in St. Louis. Median home prices: $260,000 in Cincinnati vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Ohio has a progressive state income tax from 0.0% to 3.5%. On a $75,000 salary, moving to Cincinnati would save you about $2,003/year in taxes alone.
Overall Cost of Living
Cincinnati's overall cost of living is 0.3% higher than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Cincinnati: 95.4.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Cincinnati move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Cincinnati
Average 1BR rent in Cincinnati: $1,080/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →