Moving from St. Louis to Louisville?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Louisville, you'd need to earn:
$72,658/year
▼ $2,342 less than you make now
| Category | St. Louis | Louisville |
|---|---|---|
| Salary | $75,000 | $72,658 |
| Federal Income Tax | -$8,114 | -$7,599 |
| Social Security | -$4,650 | -$4,505 |
| Medicare | -$1,088 | -$1,054 |
| State Tax | -$3,349 | -$2,906 |
| Take-Home Pay | $57,799 | $56,595 |
Why the difference
- Cost of living is -2.1% in Louisville
- Housing is -0.5% in Louisville
- At the same $75,000 salary, you'd save $349/year in taxes in Louisville
Estimated Moving Costs
Distance: ~242 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: St. Louis to Louisville
| Your St. Louis Salary | Louisville Equivalent | Difference | Louisville Take-Home |
|---|---|---|---|
| $40,000 | $38,981 | -$1,019 | $31,801 |
| $50,000 | $48,672 | -$1,328 | $39,200 |
| $60,000 | $58,361 | -$1,639 | $46,597 |
| $75,000 | $72,658 | -$2,342 | $56,595 |
| $100,000 | $96,822 | -$3,178 | $72,627 |
| $150,000 | $145,152 | -$4,848 | $104,158 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Louisville Compare
Housing (1% cheaper in Louisville)
The average 1-bedroom apartment in Louisville rents for $1,050/month compared to $990/month in St. Louis. Median home prices: $280,000 in Louisville vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Kentucky has a flat 4.0% state income tax. On a $75,000 salary, moving to Louisville would save you about $349/year in taxes alone.
Overall Cost of Living
Louisville's overall cost of living is 2.1% lower than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Louisville: 93.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Louisville move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Louisville
Average 1BR rent in Louisville: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →