Moving from St. Louis to Philadelphia?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Philadelphia, you'd need to earn:
$80,254/year
▲ $5,254 more than you make now
| Category | St. Louis | Philadelphia |
|---|---|---|
| Salary | $75,000 | $80,254 |
| Federal Income Tax | -$8,114 | -$9,270 |
| Social Security | -$4,650 | -$4,976 |
| Medicare | -$1,088 | -$1,164 |
| State Tax | -$3,349 | -$2,464 |
| Take-Home Pay | $57,799 | $62,381 |
Why the difference
- Cost of living is +7.9% in Philadelphia
- Housing is +43.2% in Philadelphia
- At the same $75,000 salary, you'd save $1,047/year in taxes in Philadelphia
Estimated Moving Costs
Distance: ~808 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: St. Louis to Philadelphia
| Your St. Louis Salary | Philadelphia Equivalent | Difference | Philadelphia Take-Home |
|---|---|---|---|
| $40,000 | $42,690 | +$2,690 | $35,029 |
| $50,000 | $53,277 | +$3,277 | $43,211 |
| $60,000 | $63,864 | +$3,864 | $51,354 |
| $75,000 | $80,254 | +$5,254 | $62,381 |
| $100,000 | $106,572 | +$6,572 | $80,088 |
| $150,000 | $159,387 | +$9,387 | $114,801 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Philadelphia Compare
Housing (43% more expensive in Philadelphia)
The average 1-bedroom apartment in Philadelphia rents for $1,400/month compared to $990/month in St. Louis. Median home prices: $400,000 in Philadelphia vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Pennsylvania has a flat 3.1% state income tax. On a $75,000 salary, moving to Philadelphia would save you about $1,047/year in taxes alone.
Overall Cost of Living
Philadelphia's overall cost of living is 7.9% higher than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Philadelphia: 102.6.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Philadelphia move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Philadelphia
Average 1BR rent in Philadelphia: $1,400/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →