Can You Afford Rent in St. Louis on $25,000/Year?
On $25,000 in St. Louis, MO, your take-home pay is $1,757/month after taxes. Using the 30% rule, you can afford up to $527/month in rent.
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Your take-home: $1,757/month
Max affordable rent: $527/month
Based on 30% of take-home pay (after taxes)
| Size | Avg Rent | % Income | Verdict |
|---|---|---|---|
| Studio | $772 | 43.9% | Stretch |
| 1-Bedroom | $990 | 56.3% | No |
| 2-Bedroom | $1,330 | 75.7% | No |
| 3-Bedroom | $1,544 | 87.9% | No |
After paying rent on a 1-BR ($990), you’d have $767/month left for everything else.
Rent Affordability Breakdown
| Size | Avg Rent | % Income | Verdict | Left Over |
|---|---|---|---|---|
| Studio | $772 | 43.9% | Stretch | $985/mo |
| 1-Bedroom | $990 | 56.3% | No | $767/mo |
| 2-Bedroom | $1,330 | 75.7% | No | $427/mo |
| 3-Bedroom | $1,544 | 87.9% | No | $213/mo |
What Salary Do You Need?
To comfortably afford rent in St. Louis at the 30% threshold:
| Size | Avg Rent | Salary Needed | Hourly Equiv |
|---|---|---|---|
| Studio | $772 | $38,000 | $18/hr |
| 1-Bedroom | $990 | $50,000 | $24/hr |
| 2-Bedroom | $1,330 | $68,000 | $33/hr |
| 3-Bedroom | $1,544 | $82,000 | $39/hr |
How St. Louis Compares
On $25,000, here’s what you can afford in other cities:
| City | 1BR Rent | % Income | Verdict |
|---|---|---|---|
| El Paso, TX | $950 | 51.6% | No |
| Memphis, TN | $950 | 51.6% | No |
| San Antonio, TX | $979 | 53.2% | No |
| Oklahoma City, OK | $940 | 53.5% | No |
| Tucson, AZ | $1,000 | 55.9% | No |