How Much Rent Can You Afford in Boston, MA?
To comfortably afford a 1-bedroom in Boston ($2,950/month), you need to earn at least $170,000/year ($82/hr).
$
Your take-home: $3,937/month
Max affordable rent: $1,181/month
Based on 30% of take-home pay (after taxes)
| Size | Avg Rent | % Income | Verdict |
|---|---|---|---|
| Studio | $2,301 | 58.4% | No |
| 1-Bedroom | $2,950 | 74.9% | No |
| 2-Bedroom | $3,600 | 91.4% | No |
| 3-Bedroom | $4,602 | 116.9% | No |
After paying rent on a 1-BR ($2,950), you’d have $987/month left for everything else.
Affordability at Every Income Level
| Salary | Take-Home/mo | Max Rent | 1BR ($2,950) |
|---|---|---|---|
| $25,000 | $1,736 | $521 | 169.9% |
| $30,000 | $2,054 | $616 | 143.6% |
| $35,000 | $2,368 | $710 | 124.6% |
| $40,000 | $2,682 | $804 | 110% |
| $45,000 | $2,996 | $899 | 98.5% |
| $50,000 | $3,309 | $993 | 89.1% |
| $55,000 | $3,623 | $1,087 | 81.4% |
| $60,000 | $3,937 | $1,181 | 74.9% |
| $65,000 | $4,239 | $1,272 | 69.6% |
| $70,000 | $4,511 | $1,353 | 65.4% |
| $75,000 | $4,783 | $1,435 | 61.7% |
| $80,000 | $5,056 | $1,517 | 58.4% |
| $100,000 | $6,145 | $1,843 | 48% |
| $125,000 | $7,495 | $2,249 | 39.4% |
| $150,000 | $8,815 | $2,644 | 33.5% |
Single filer, 2025 tax brackets, 30% rule applied to take-home pay.
Compare Other Cities
MA Salary Calculator
See tax breakdowns for all income levels