How Much Rent Can You Afford in Indianapolis, IN?
To comfortably afford a 1-bedroom in Indianapolis ($1,020/month), you need to earn at least $51,000/year ($25/hr).
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Your take-home: $4,037/month
Max affordable rent: $1,211/month
Based on 30% of take-home pay (after taxes)
| Size | Avg Rent | % Income | Verdict |
|---|---|---|---|
| Studio | $796 | 19.7% | Comfy |
| 1-Bedroom | $1,020 | 25.3% | OK |
| 2-Bedroom | $1,230 | 30.5% | Tight |
| 3-Bedroom | $1,591 | 39.4% | Stretch |
After paying rent on a 1-BR ($1,020), you’d have $3,017/month left for everything else.
Affordability at Every Income Level
| Salary | Take-Home/mo | Max Rent | 1BR ($1,020) |
|---|---|---|---|
| $25,000 | $1,778 | $533 | 57.4% |
| $30,000 | $2,104 | $631 | 48.5% |
| $35,000 | $2,426 | $728 | 42% |
| $40,000 | $2,748 | $824 | 37.1% |
| $45,000 | $3,071 | $921 | 33.2% |
| $50,000 | $3,393 | $1,018 | 30.1% |
| $55,000 | $3,715 | $1,115 | 27.5% |
| $60,000 | $4,037 | $1,211 | 25.3% |
| $65,000 | $4,347 | $1,304 | 23.5% |
| $70,000 | $4,628 | $1,388 | 22% |
| $75,000 | $4,908 | $1,472 | 20.8% |
| $80,000 | $5,189 | $1,557 | 19.7% |
| $100,000 | $6,311 | $1,893 | 16.2% |
| $125,000 | $7,703 | $2,311 | 13.2% |
| $150,000 | $9,065 | $2,719 | 11.3% |
Single filer, 2025 tax brackets, 30% rule applied to take-home pay.
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