How Much Rent Can You Afford in Sacramento, CA?
To comfortably afford a 1-bedroom in Sacramento ($1,600/month), you need to earn at least $86,000/year ($41/hr).
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Your take-home: $3,999/month
Max affordable rent: $1,200/month
Based on 30% of take-home pay (after taxes)
| Size | Avg Rent | % Income | Verdict |
|---|---|---|---|
| Studio | $1,248 | 31.2% | Tight |
| 1-Bedroom | $1,600 | 40% | Stretch |
| 2-Bedroom | $1,950 | 48.8% | No |
| 3-Bedroom | $2,496 | 62.4% | No |
After paying rent on a 1-BR ($1,600), you’d have $2,399/month left for everything else.
Affordability at Every Income Level
| Salary | Take-Home/mo | Max Rent | 1BR ($1,600) |
|---|---|---|---|
| $25,000 | $1,808 | $542 | 88.5% |
| $30,000 | $2,130 | $639 | 75.1% |
| $35,000 | $2,448 | $734 | 65.4% |
| $40,000 | $2,766 | $830 | 57.8% |
| $45,000 | $3,077 | $923 | 52% |
| $50,000 | $3,386 | $1,016 | 47.2% |
| $55,000 | $3,696 | $1,109 | 43.3% |
| $60,000 | $3,999 | $1,200 | 40% |
| $65,000 | $4,288 | $1,286 | 37.3% |
| $70,000 | $4,548 | $1,364 | 35.2% |
| $75,000 | $4,803 | $1,441 | 33.3% |
| $80,000 | $5,057 | $1,517 | 31.6% |
| $100,000 | $6,074 | $1,822 | 26.3% |
| $125,000 | $7,335 | $2,201 | 21.8% |
| $150,000 | $8,565 | $2,570 | 18.7% |
Single filer, 2025 tax brackets, 30% rule applied to take-home pay.
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