Moving from Austin to Louisville?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Austin lifestyle in Louisville, you'd need to earn:
$71,157/year
▼ $3,843 less than you make now
| Category | Austin | Louisville |
|---|---|---|
| Salary | $75,000 | $71,157 |
| Federal Income Tax | -$8,114 | -$7,269 |
| Social Security | -$4,650 | -$4,412 |
| Medicare | -$1,088 | -$1,032 |
| State Tax | -$0 | -$2,846 |
| Take-Home Pay | $61,149 | $55,599 |
Why the difference
- Cost of living is -5.1% in Louisville
- Housing is -34.7% in Louisville
- At the same $75,000 salary, you'd pay $3,000/year in taxes in Louisville
Estimated Moving Costs
Distance: ~878 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Austin to Louisville
| Your Austin Salary | Louisville Equivalent | Difference | Louisville Take-Home |
|---|---|---|---|
| $40,000 | $37,951 | -$2,049 | $31,014 |
| $50,000 | $47,438 | -$2,562 | $38,257 |
| $60,000 | $56,926 | -$3,074 | $45,502 |
| $75,000 | $71,157 | -$3,843 | $55,599 |
| $100,000 | $94,877 | -$5,123 | $71,337 |
| $150,000 | $142,315 | -$7,685 | $102,333 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Austin and Louisville Compare
Housing (35% cheaper in Louisville)
The average 1-bedroom apartment in Louisville rents for $1,050/month compared to $1,549/month in Austin. Median home prices: $280,000 in Louisville vs $400,000 in Austin.
Taxes
Texas has no state income tax. Kentucky has a flat 4.0% state income tax. On a $75,000 salary, moving to Louisville would cost you about $3,000/year in taxes alone.
Overall Cost of Living
Louisville's overall cost of living is 5.1% lower than Austin, based on the BEA Regional Price Parity index (where 100 = national average).Austin: 98.1, Louisville: 93.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Austin to Louisville move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Louisville
Average 1BR rent in Louisville: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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