Moving from Baltimore to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Baltimore lifestyle in St. Louis, you'd need to earn:
$66,855/year
▼ $8,145 less than you make now
| Category | Baltimore | St. Louis |
|---|---|---|
| Salary | $75,000 | $66,855 |
| Federal Income Tax | -$8,114 | -$6,322 |
| Social Security | -$4,650 | -$4,145 |
| Medicare | -$1,088 | -$969 |
| State Tax | -$3,510 | -$2,966 |
| Take-Home Pay | $57,639 | $52,452 |
Why the difference
- Cost of living is -9.0% in St. Louis
- Housing is -33.2% in St. Louis
- At the same $75,000 salary, you'd save $161/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~731 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Baltimore to St. Louis
| Your Baltimore Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $35,990 | -$4,010 | $29,441 |
| $50,000 | $45,083 | -$4,917 | $36,320 |
| $60,000 | $54,174 | -$5,826 | $43,197 |
| $75,000 | $66,855 | -$8,145 | $52,452 |
| $100,000 | $89,584 | -$10,416 | $67,374 |
| $150,000 | $134,386 | -$15,614 | $96,466 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Baltimore and St. Louis Compare
Housing (33% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $1,250/month in Baltimore. Median home prices: $235,000 in St. Louis vs $367,000 in Baltimore.
Taxes
Maryland has a progressive state income tax from 2.0% to 6.5%. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would save you about $161/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 9.0% lower than Baltimore, based on the BEA Regional Price Parity index (where 100 = national average).Baltimore: 104.5, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Baltimore to St. Louis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →