Moving from Cincinnati to Indianapolis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Cincinnati lifestyle in Indianapolis, you'd need to earn:
$76,665/year
▲ $1,665 more than you make now
| Category | Cincinnati | Indianapolis |
|---|---|---|
| Salary | $75,000 | $76,665 |
| Federal Income Tax | -$8,114 | -$8,480 |
| Social Security | -$4,650 | -$4,753 |
| Medicare | -$1,088 | -$1,112 |
| State Tax | -$1,346 | -$2,300 |
| Take-Home Pay | $59,802 | $60,020 |
Why the difference
- Cost of living is +0.3% in Indianapolis
- Housing is +1.5% in Indianapolis
- At the same $75,000 salary, you'd pay $904/year in taxes in Indianapolis
Estimated Moving Costs
Distance: ~99 miles
DIY Truck
$800
Container
$1,650
Full-Service
$2,500
Salary Equivalents: Cincinnati to Indianapolis
| Your Cincinnati Salary | Indianapolis Equivalent | Difference | Indianapolis Take-Home |
|---|---|---|---|
| $40,000 | $41,194 | +$1,194 | $33,902 |
| $50,000 | $51,243 | +$1,243 | $41,675 |
| $60,000 | $61,352 | +$1,352 | $49,494 |
| $75,000 | $76,665 | +$1,665 | $60,020 |
| $100,000 | $101,846 | +$1,846 | $76,979 |
| $150,000 | $151,671 | +$1,671 | $109,870 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Cincinnati and Indianapolis Compare
Housing (1% more expensive in Indianapolis)
The average 1-bedroom apartment in Indianapolis rents for $1,020/month compared to $1,080/month in Cincinnati. Median home prices: $224,000 in Indianapolis vs $260,000 in Cincinnati.
Taxes
Ohio has a progressive state income tax from 0.0% to 3.5%. Indiana has a flat 3.0% state income tax. On a $75,000 salary, moving to Indianapolis would cost you about $904/year in taxes alone.
Overall Cost of Living
Indianapolis's overall cost of living is 0.3% higher than Cincinnati, based on the BEA Regional Price Parity index (where 100 = national average).Cincinnati: 95.4, Indianapolis: 95.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Cincinnati to Indianapolis move. Average cost: $800–$2,500.
Compare Moving Quotes →Find Apartments in Indianapolis
Average 1BR rent in Indianapolis: $1,020/month. Browse available listings.
Search Apartments →High-Yield Savings
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