Moving from Indianapolis to Louisville?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Indianapolis lifestyle in Louisville, you'd need to earn:
$72,945/year
▼ $2,055 less than you make now
| Category | Indianapolis | Louisville |
|---|---|---|
| Salary | $75,000 | $72,945 |
| Federal Income Tax | -$8,114 | -$7,662 |
| Social Security | -$4,650 | -$4,523 |
| Medicare | -$1,088 | -$1,058 |
| State Tax | -$2,250 | -$2,918 |
| Take-Home Pay | $58,899 | $56,785 |
Why the difference
- Cost of living is -2.7% in Louisville
- Housing is -11.6% in Louisville
- At the same $75,000 salary, you'd pay $750/year in taxes in Louisville
Estimated Moving Costs
Distance: ~107 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Indianapolis to Louisville
| Your Indianapolis Salary | Louisville Equivalent | Difference | Louisville Take-Home |
|---|---|---|---|
| $40,000 | $38,904 | -$1,096 | $31,742 |
| $50,000 | $48,630 | -$1,370 | $39,168 |
| $60,000 | $58,356 | -$1,644 | $46,593 |
| $75,000 | $72,945 | -$2,055 | $56,785 |
| $100,000 | $97,260 | -$2,740 | $72,918 |
| $150,000 | $145,890 | -$4,110 | $104,633 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Indianapolis and Louisville Compare
Housing (12% cheaper in Louisville)
The average 1-bedroom apartment in Louisville rents for $1,050/month compared to $1,020/month in Indianapolis. Median home prices: $280,000 in Louisville vs $224,000 in Indianapolis.
Taxes
Indiana has a flat 3.0% state income tax. Kentucky has a flat 4.0% state income tax. On a $75,000 salary, moving to Louisville would cost you about $750/year in taxes alone.
Overall Cost of Living
Louisville's overall cost of living is 2.7% lower than Indianapolis, based on the BEA Regional Price Parity index (where 100 = national average).Indianapolis: 95.7, Louisville: 93.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Indianapolis to Louisville move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Louisville
Average 1BR rent in Louisville: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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