Moving from Louisville to Birmingham?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Louisville lifestyle in Birmingham, you'd need to earn:
$73,848/year
▼ $1,152 less than you make now
| Category | Louisville | Birmingham |
|---|---|---|
| Salary | $75,000 | $73,848 |
| Federal Income Tax | -$8,114 | -$7,861 |
| Social Security | -$4,650 | -$4,579 |
| Medicare | -$1,088 | -$1,071 |
| State Tax | -$3,000 | -$3,652 |
| Take-Home Pay | $58,149 | $56,686 |
Why the difference
- Cost of living is -1.5% in Birmingham
- Housing is -8.5% in Birmingham
- At the same $75,000 salary, you'd pay $710/year in taxes in Birmingham
Estimated Moving Costs
Distance: ~332 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Louisville to Birmingham
| Your Louisville Salary | Birmingham Equivalent | Difference | Birmingham Take-Home |
|---|---|---|---|
| $40,000 | $39,385 | -$615 | $31,755 |
| $50,000 | $49,232 | -$768 | $39,175 |
| $60,000 | $59,078 | -$922 | $46,594 |
| $75,000 | $73,848 | -$1,152 | $56,686 |
| $100,000 | $98,464 | -$1,536 | $72,772 |
| $150,000 | $147,695 | -$2,305 | $104,358 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Louisville and Birmingham Compare
Housing (9% cheaper in Birmingham)
The average 1-bedroom apartment in Birmingham rents for $1,050/month compared to $1,050/month in Louisville. Median home prices: $230,000 in Birmingham vs $280,000 in Louisville.
Taxes
Kentucky has a flat 4.0% state income tax. Alabama has a progressive state income tax from 2.0% to 5.0%. On a $75,000 salary, moving to Birmingham would cost you about $710/year in taxes alone.
Overall Cost of Living
Birmingham's overall cost of living is 1.5% lower than Louisville, based on the BEA Regional Price Parity index (where 100 = national average).Louisville: 93.1, Birmingham: 91.6.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Louisville to Birmingham move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Birmingham
Average 1BR rent in Birmingham: $1,050/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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