Moving from San Francisco to Sacramento?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your San Francisco lifestyle in Sacramento, you'd need to earn:
$69,206/year
▼ $5,794 less than you make now
| Category | San Francisco | Sacramento |
|---|---|---|
| Salary | $75,000 | $69,206 |
| Federal Income Tax | -$8,114 | -$6,839 |
| Social Security | -$4,650 | -$4,291 |
| Medicare | -$1,088 | -$1,003 |
| State Tax | -$3,517 | -$2,997 |
| Take-Home Pay | $57,631 | $54,076 |
Why the difference
- Cost of living is -7.7% in Sacramento
- Housing is -33.1% in Sacramento
Estimated Moving Costs
Distance: ~75 miles
DIY Truck
$800
Container
$1,650
Full-Service
$2,500
Salary Equivalents: San Francisco to Sacramento
| Your San Francisco Salary | Sacramento Equivalent | Difference | Sacramento Take-Home |
|---|---|---|---|
| $40,000 | $36,910 | -$3,090 | $30,837 |
| $50,000 | $46,138 | -$3,862 | $37,765 |
| $60,000 | $55,365 | -$4,635 | $44,625 |
| $75,000 | $69,206 | -$5,794 | $54,076 |
| $100,000 | $92,275 | -$7,725 | $68,178 |
| $150,000 | $138,413 | -$11,587 | $95,944 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How San Francisco and Sacramento Compare
Housing (33% cheaper in Sacramento)
The average 1-bedroom apartment in Sacramento rents for $1,600/month compared to $3,657/month in San Francisco. Median home prices: $525,000 in Sacramento vs $1,181,000 in San Francisco.
Taxes
California has a progressive state income tax from 1.0% to 13.3%. California has a progressive state income tax from 1.0% to 13.3%.
Overall Cost of Living
Sacramento's overall cost of living is 7.7% lower than San Francisco, based on the BEA Regional Price Parity index (where 100 = national average).San Francisco: 115.6, Sacramento: 106.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your San Francisco to Sacramento move. Average cost: $800–$2,500.
Compare Moving Quotes →Find Apartments in Sacramento
Average 1BR rent in Sacramento: $1,600/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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