Moving from San Francisco to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your San Francisco lifestyle in St. Louis, you'd need to earn:
$59,737/year
▼ $15,263 less than you make now
| Category | San Francisco | St. Louis |
|---|---|---|
| Salary | $75,000 | $59,737 |
| Federal Income Tax | -$8,114 | -$5,130 |
| Social Security | -$4,650 | -$3,704 |
| Medicare | -$1,088 | -$866 |
| State Tax | -$3,517 | -$2,632 |
| Take-Home Pay | $57,631 | $47,405 |
Why the difference
- Cost of living is -17.7% in St. Louis
- Housing is -59.4% in St. Louis
- At the same $75,000 salary, you'd save $168/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~1,742 miles
DIY Truck
$4,000
Container
$6,500
Full-Service
$9,000
Salary Equivalents: San Francisco to St. Louis
| Your San Francisco Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $33,179 | -$6,821 | $27,314 |
| $50,000 | $41,254 | -$8,746 | $33,423 |
| $60,000 | $49,269 | -$10,731 | $39,486 |
| $75,000 | $59,737 | -$15,263 | $47,405 |
| $100,000 | $78,280 | -$21,720 | $59,953 |
| $150,000 | $115,724 | -$34,276 | $84,535 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How San Francisco and St. Louis Compare
Housing (59% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $3,657/month in San Francisco. Median home prices: $235,000 in St. Louis vs $1,181,000 in San Francisco.
Taxes
California has a progressive state income tax from 1.0% to 13.3%. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would save you about $168/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 17.7% lower than San Francisco, based on the BEA Regional Price Parity index (where 100 = national average).San Francisco: 115.6, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your San Francisco to St. Louis move. Average cost: $4,000–$9,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →