Moving from St. Louis to Cincinnati?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Cincinnati, you'd need to earn:
$75,222/year
▲ $222 more than you make now
| Category | St. Louis | Cincinnati |
|---|---|---|
| Salary | $75,000 | $75,222 |
| Federal Income Tax | -$8,114 | -$8,163 |
| Social Security | -$4,650 | -$4,664 |
| Medicare | -$1,088 | -$1,091 |
| State Tax | -$3,349 | -$1,352 |
| Take-Home Pay | $57,799 | $59,952 |
Why the difference
- Cost of living is +0.3% in Cincinnati
- Housing is +10.9% in Cincinnati
- At the same $75,000 salary, you'd save $2,003/year in taxes in Cincinnati
Estimated Moving Costs
Distance: ~308 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: St. Louis to Cincinnati
| Your St. Louis Salary | Cincinnati Equivalent | Difference | Cincinnati Take-Home |
|---|---|---|---|
| $40,000 | $40,119 | +$119 | $33,887 |
| $50,000 | $50,148 | +$148 | $41,670 |
| $60,000 | $60,178 | +$178 | $49,453 |
| $75,000 | $75,222 | +$222 | $59,952 |
| $100,000 | $100,297 | +$297 | $76,901 |
| $150,000 | $150,445 | +$445 | $109,783 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Cincinnati Compare
Housing (11% more expensive in Cincinnati)
The average 1-bedroom apartment in Cincinnati rents for $1,080/month compared to $990/month in St. Louis. Median home prices: $260,000 in Cincinnati vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Ohio has a progressive state income tax from 0.0% to 3.5%. On a $75,000 salary, moving to Cincinnati would save you about $2,003/year in taxes alone.
Overall Cost of Living
Cincinnati's overall cost of living is 0.3% higher than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Cincinnati: 95.4.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Cincinnati move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Cincinnati
Average 1BR rent in Cincinnati: $1,080/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →