Moving from St. Louis to Richmond?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Richmond, you'd need to earn:
$78,698/year
▲ $3,698 more than you make now
| Category | St. Louis | Richmond |
|---|---|---|
| Salary | $75,000 | $78,698 |
| Federal Income Tax | -$8,114 | -$8,928 |
| Social Security | -$4,650 | -$4,879 |
| Medicare | -$1,088 | -$1,141 |
| State Tax | -$3,349 | -$4,268 |
| Take-Home Pay | $57,799 | $59,482 |
Why the difference
- Cost of living is +2.9% in Richmond
- Housing is +25.4% in Richmond
- At the same $75,000 salary, you'd pay $706/year in taxes in Richmond
Estimated Moving Costs
Distance: ~698 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: St. Louis to Richmond
| Your St. Louis Salary | Richmond Equivalent | Difference | Richmond Take-Home |
|---|---|---|---|
| $40,000 | $41,733 | +$1,733 | $33,429 |
| $50,000 | $52,140 | +$2,140 | $41,192 |
| $60,000 | $62,608 | +$2,608 | $49,002 |
| $75,000 | $78,698 | +$3,698 | $59,482 |
| $100,000 | $104,837 | +$4,837 | $76,368 |
| $150,000 | $157,354 | +$7,354 | $109,514 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Richmond Compare
Housing (25% more expensive in Richmond)
The average 1-bedroom apartment in Richmond rents for $1,430/month compared to $990/month in St. Louis. Median home prices: $360,000 in Richmond vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Virginia has a progressive state income tax from 2.0% to 5.8%. On a $75,000 salary, moving to Richmond would cost you about $706/year in taxes alone.
Overall Cost of Living
Richmond's overall cost of living is 2.9% higher than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Richmond: 97.9.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Richmond move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Richmond
Average 1BR rent in Richmond: $1,430/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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