Moving from Richmond to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Richmond lifestyle in St. Louis, you'd need to earn:
$71,460/year
▼ $3,540 less than you make now
| Category | Richmond | St. Louis |
|---|---|---|
| Salary | $75,000 | $71,460 |
| Federal Income Tax | -$8,114 | -$7,335 |
| Social Security | -$4,650 | -$4,431 |
| Medicare | -$1,088 | -$1,036 |
| State Tax | -$4,055 | -$3,183 |
| Take-Home Pay | $57,094 | $55,475 |
Why the difference
- Cost of living is -2.8% in St. Louis
- Housing is -20.3% in St. Louis
- At the same $75,000 salary, you'd save $706/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~698 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Richmond to St. Louis
| Your Richmond Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $38,323 | -$1,677 | $31,206 |
| $50,000 | $47,954 | -$2,046 | $38,492 |
| $60,000 | $57,524 | -$2,476 | $45,731 |
| $75,000 | $71,460 | -$3,540 | $55,475 |
| $100,000 | $95,386 | -$4,614 | $71,183 |
| $150,000 | $142,999 | -$7,001 | $101,948 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Richmond and St. Louis Compare
Housing (20% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $1,430/month in Richmond. Median home prices: $235,000 in St. Louis vs $360,000 in Richmond.
Taxes
Virginia has a progressive state income tax from 2.0% to 5.8%. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would save you about $706/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 2.8% lower than Richmond, based on the BEA Regional Price Parity index (where 100 = national average).Richmond: 97.9, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Richmond to St. Louis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →