Moving from Austin to Indianapolis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Austin lifestyle in Indianapolis, you'd need to earn:
$73,162/year
▼ $1,838 less than you make now
| Category | Austin | Indianapolis |
|---|---|---|
| Salary | $75,000 | $73,162 |
| Federal Income Tax | -$8,114 | -$7,710 |
| Social Security | -$4,650 | -$4,536 |
| Medicare | -$1,088 | -$1,061 |
| State Tax | -$0 | -$2,195 |
| Take-Home Pay | $61,149 | $57,661 |
Why the difference
- Cost of living is -2.5% in Indianapolis
- Housing is -26.2% in Indianapolis
- At the same $75,000 salary, you'd pay $2,250/year in taxes in Indianapolis
Estimated Moving Costs
Distance: ~926 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Austin to Indianapolis
| Your Austin Salary | Indianapolis Equivalent | Difference | Indianapolis Take-Home |
|---|---|---|---|
| $40,000 | $39,020 | -$980 | $32,220 |
| $50,000 | $48,775 | -$1,225 | $39,766 |
| $60,000 | $58,530 | -$1,470 | $47,311 |
| $75,000 | $73,162 | -$1,838 | $57,661 |
| $100,000 | $97,549 | -$2,451 | $74,085 |
| $150,000 | $146,324 | -$3,676 | $106,376 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Austin and Indianapolis Compare
Housing (26% cheaper in Indianapolis)
The average 1-bedroom apartment in Indianapolis rents for $1,020/month compared to $1,549/month in Austin. Median home prices: $224,000 in Indianapolis vs $400,000 in Austin.
Taxes
Texas has no state income tax. Indiana has a flat 3.0% state income tax. On a $75,000 salary, moving to Indianapolis would cost you about $2,250/year in taxes alone.
Overall Cost of Living
Indianapolis's overall cost of living is 2.5% lower than Austin, based on the BEA Regional Price Parity index (where 100 = national average).Austin: 98.1, Indianapolis: 95.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Austin to Indianapolis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Indianapolis
Average 1BR rent in Indianapolis: $1,020/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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