Moving from Boston to Indianapolis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Boston lifestyle in Indianapolis, you'd need to earn:
$66,292/year
▼ $8,708 less than you make now
| Category | Boston | Indianapolis |
|---|---|---|
| Salary | $75,000 | $66,292 |
| Federal Income Tax | -$8,114 | -$6,198 |
| Social Security | -$4,650 | -$4,110 |
| Medicare | -$1,088 | -$961 |
| State Tax | -$3,750 | -$1,989 |
| Take-Home Pay | $57,399 | $53,034 |
Why the difference
- Cost of living is -11.6% in Indianapolis
- Housing is -40.1% in Indianapolis
- At the same $75,000 salary, you'd save $1,500/year in taxes in Indianapolis
Estimated Moving Costs
Distance: ~806 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Boston to Indianapolis
| Your Boston Salary | Indianapolis Equivalent | Difference | Indianapolis Take-Home |
|---|---|---|---|
| $40,000 | $35,356 | -$4,644 | $29,386 |
| $50,000 | $44,195 | -$5,805 | $36,223 |
| $60,000 | $53,034 | -$6,966 | $43,060 |
| $75,000 | $66,292 | -$8,708 | $53,034 |
| $100,000 | $88,390 | -$11,610 | $67,917 |
| $150,000 | $132,585 | -$17,415 | $97,397 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Boston and Indianapolis Compare
Housing (40% cheaper in Indianapolis)
The average 1-bedroom apartment in Indianapolis rents for $1,020/month compared to $2,950/month in Boston. Median home prices: $224,000 in Indianapolis vs $825,000 in Boston.
Taxes
Massachusetts has a progressive state income tax from 5.0% to 9.0%. Indiana has a flat 3.0% state income tax. On a $75,000 salary, moving to Indianapolis would save you about $1,500/year in taxes alone.
Overall Cost of Living
Indianapolis's overall cost of living is 11.6% lower than Boston, based on the BEA Regional Price Parity index (where 100 = national average).Boston: 108.3, Indianapolis: 95.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Boston to Indianapolis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in Indianapolis
Average 1BR rent in Indianapolis: $1,020/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →