Moving from Indianapolis to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Indianapolis lifestyle in St. Louis, you'd need to earn:
$76,126/year
▲ $1,126 more than you make now
| Category | Indianapolis | St. Louis |
|---|---|---|
| Salary | $75,000 | $76,126 |
| Federal Income Tax | -$8,114 | -$8,362 |
| Social Security | -$4,650 | -$4,720 |
| Medicare | -$1,088 | -$1,104 |
| State Tax | -$2,250 | -$3,402 |
| Take-Home Pay | $58,899 | $58,539 |
Why the difference
- Cost of living is -0.6% in St. Louis
- Housing is -11.1% in St. Louis
- At the same $75,000 salary, you'd pay $1,099/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~230 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Indianapolis to St. Louis
| Your Indianapolis Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $40,416 | +$416 | $32,789 |
| $50,000 | $50,526 | +$526 | $40,437 |
| $60,000 | $60,694 | +$694 | $48,129 |
| $75,000 | $76,126 | +$1,126 | $58,539 |
| $100,000 | $101,607 | +$1,607 | $75,267 |
| $150,000 | $152,628 | +$2,628 | $108,077 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Indianapolis and St. Louis Compare
Housing (11% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $1,020/month in Indianapolis. Median home prices: $235,000 in St. Louis vs $224,000 in Indianapolis.
Taxes
Indiana has a flat 3.0% state income tax. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would cost you about $1,099/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 0.6% lower than Indianapolis, based on the BEA Regional Price Parity index (where 100 = national average).Indianapolis: 95.7, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Indianapolis to St. Louis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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