Moving from St. Louis to Indianapolis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your St. Louis lifestyle in Indianapolis, you'd need to earn:
$73,913/year
▼ $1,087 less than you make now
| Category | St. Louis | Indianapolis |
|---|---|---|
| Salary | $75,000 | $73,913 |
| Federal Income Tax | -$8,114 | -$7,875 |
| Social Security | -$4,650 | -$4,583 |
| Medicare | -$1,088 | -$1,072 |
| State Tax | -$3,349 | -$2,217 |
| Take-Home Pay | $57,799 | $58,166 |
Why the difference
- Cost of living is +0.6% in Indianapolis
- Housing is +12.5% in Indianapolis
- At the same $75,000 salary, you'd save $1,099/year in taxes in Indianapolis
Estimated Moving Costs
Distance: ~230 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: St. Louis to Indianapolis
| Your St. Louis Salary | Indianapolis Equivalent | Difference | Indianapolis Take-Home |
|---|---|---|---|
| $40,000 | $39,639 | -$361 | $32,699 |
| $50,000 | $49,449 | -$551 | $40,287 |
| $60,000 | $59,318 | -$682 | $47,921 |
| $75,000 | $73,913 | -$1,087 | $58,166 |
| $100,000 | $98,437 | -$1,563 | $74,683 |
| $150,000 | $147,425 | -$2,575 | $107,095 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How St. Louis and Indianapolis Compare
Housing (13% more expensive in Indianapolis)
The average 1-bedroom apartment in Indianapolis rents for $1,020/month compared to $990/month in St. Louis. Median home prices: $224,000 in Indianapolis vs $235,000 in St. Louis.
Taxes
Missouri has a progressive state income tax from 0.0% to 4.7%. Indiana has a flat 3.0% state income tax. On a $75,000 salary, moving to Indianapolis would save you about $1,099/year in taxes alone.
Overall Cost of Living
Indianapolis's overall cost of living is 0.6% higher than St. Louis, based on the BEA Regional Price Parity index (where 100 = national average).St. Louis: 95.1, Indianapolis: 95.7.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your St. Louis to Indianapolis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Indianapolis
Average 1BR rent in Indianapolis: $1,020/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →