Moving from Louisville to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Louisville lifestyle in St. Louis, you'd need to earn:
$76,623/year
▲ $1,623 more than you make now
| Category | Louisville | St. Louis |
|---|---|---|
| Salary | $75,000 | $76,623 |
| Federal Income Tax | -$8,114 | -$8,471 |
| Social Security | -$4,650 | -$4,751 |
| Medicare | -$1,088 | -$1,111 |
| State Tax | -$3,000 | -$3,425 |
| Take-Home Pay | $58,149 | $58,865 |
Why the difference
- Cost of living is +2.2% in St. Louis
- Housing is +0.5% in St. Louis
- At the same $75,000 salary, you'd pay $349/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~242 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Louisville to St. Louis
| Your Louisville Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $40,866 | +$866 | $33,130 |
| $50,000 | $51,082 | +$1,082 | $40,858 |
| $60,000 | $61,298 | +$1,298 | $48,586 |
| $75,000 | $76,623 | +$1,623 | $58,865 |
| $100,000 | $102,164 | +$2,164 | $75,633 |
| $150,000 | $153,246 | +$3,246 | $108,470 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Louisville and St. Louis Compare
Housing (1% more expensive in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $1,050/month in Louisville. Median home prices: $235,000 in St. Louis vs $280,000 in Louisville.
Taxes
Kentucky has a flat 4.0% state income tax. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would cost you about $349/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 2.2% higher than Louisville, based on the BEA Regional Price Parity index (where 100 = national average).Louisville: 93.1, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Louisville to St. Louis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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