Moving from Memphis to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Memphis lifestyle in St. Louis, you'd need to earn:
$83,065/year
▲ $8,065 more than you make now
| Category | Memphis | St. Louis |
|---|---|---|
| Salary | $75,000 | $83,065 |
| Federal Income Tax | -$8,114 | -$9,888 |
| Social Security | -$4,650 | -$5,150 |
| Medicare | -$1,088 | -$1,204 |
| State Tax | -$0 | -$3,728 |
| Take-Home Pay | $61,149 | $63,094 |
Why the difference
- Cost of living is +3.2% in St. Louis
- Housing is -1.0% in St. Louis
- At the same $75,000 salary, you'd pay $3,349/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~240 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Memphis to St. Louis
| Your Memphis Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $43,707 | +$3,707 | $35,279 |
| $50,000 | $54,653 | +$4,653 | $43,559 |
| $60,000 | $65,898 | +$5,898 | $51,824 |
| $75,000 | $83,065 | +$8,065 | $63,094 |
| $100,000 | $110,699 | +$10,699 | $81,236 |
| $150,000 | $166,387 | +$16,387 | $116,834 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Memphis and St. Louis Compare
Housing (1% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $950/month in Memphis. Median home prices: $235,000 in St. Louis vs $236,000 in Memphis.
Taxes
Tennessee has no state income tax. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would cost you about $3,349/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 3.2% higher than Memphis, based on the BEA Regional Price Parity index (where 100 = national average).Memphis: 92.2, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Memphis to St. Louis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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