Moving from Philadelphia to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Philadelphia lifestyle in St. Louis, you'd need to earn:
$69,509/year
▼ $5,491 less than you make now
| Category | Philadelphia | St. Louis |
|---|---|---|
| Salary | $75,000 | $69,509 |
| Federal Income Tax | -$8,114 | -$6,906 |
| Social Security | -$4,650 | -$4,310 |
| Medicare | -$1,088 | -$1,008 |
| State Tax | -$2,303 | -$3,091 |
| Take-Home Pay | $58,846 | $54,195 |
Why the difference
- Cost of living is -7.3% in St. Louis
- Housing is -30.2% in St. Louis
- At the same $75,000 salary, you'd pay $1,047/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~808 miles
DIY Truck
$3,000
Container
$5,000
Full-Service
$7,000
Salary Equivalents: Philadelphia to St. Louis
| Your Philadelphia Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $37,071 | -$2,929 | $30,259 |
| $50,000 | $46,339 | -$3,661 | $37,270 |
| $60,000 | $55,607 | -$4,393 | $44,281 |
| $75,000 | $69,509 | -$5,491 | $54,195 |
| $100,000 | $92,678 | -$7,322 | $69,405 |
| $150,000 | $139,018 | -$10,982 | $99,414 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Philadelphia and St. Louis Compare
Housing (30% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $1,400/month in Philadelphia. Median home prices: $235,000 in St. Louis vs $400,000 in Philadelphia.
Taxes
Pennsylvania has a flat 3.1% state income tax. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would cost you about $1,047/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 7.3% lower than Philadelphia, based on the BEA Regional Price Parity index (where 100 = national average).Philadelphia: 102.6, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Philadelphia to St. Louis move. Average cost: $3,000–$7,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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