Moving from Memphis to St. Louis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Memphis lifestyle in St. Louis, you'd need to earn:
$77,367/year
▲ $2,367 more than you make now
| Category | Memphis | St. Louis |
|---|---|---|
| Salary | $75,000 | $77,367 |
| Federal Income Tax | -$8,114 | -$8,635 |
| Social Security | -$4,650 | -$4,797 |
| Medicare | -$1,088 | -$1,122 |
| State Tax | -$0 | -$3,460 |
| Take-Home Pay | $61,149 | $59,353 |
Why the difference
- Cost of living is +3.2% in St. Louis
- Housing is -1.0% in St. Louis
- At the same $75,000 salary, you'd pay $3,349/year in taxes in St. Louis
Estimated Moving Costs
Distance: ~240 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Memphis to St. Louis
| Your Memphis Salary | St. Louis Equivalent | Difference | St. Louis Take-Home |
|---|---|---|---|
| $40,000 | $41,262 | +$1,262 | $33,429 |
| $50,000 | $51,578 | +$1,578 | $41,233 |
| $60,000 | $61,893 | +$1,893 | $49,036 |
| $75,000 | $77,367 | +$2,367 | $59,353 |
| $100,000 | $103,156 | +$3,156 | $76,284 |
| $150,000 | $154,734 | +$4,734 | $109,417 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Memphis and St. Louis Compare
Housing (1% cheaper in St. Louis)
The average 1-bedroom apartment in St. Louis rents for $990/month compared to $950/month in Memphis. Median home prices: $235,000 in St. Louis vs $236,000 in Memphis.
Taxes
Tennessee has no state income tax. Missouri has a progressive state income tax from 0.0% to 4.7%. On a $75,000 salary, moving to St. Louis would cost you about $3,349/year in taxes alone.
Overall Cost of Living
St. Louis's overall cost of living is 3.2% higher than Memphis, based on the BEA Regional Price Parity index (where 100 = national average).Memphis: 92.2, St. Louis: 95.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Memphis to St. Louis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in St. Louis
Average 1BR rent in St. Louis: $990/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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